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Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
Save up to 35% on smarter business insurance for Carpenters
What is Business Insurance for Carpenters?
Commercial General Liability
Workers’ Compensation
Tools and Equipment Coverage (aka Inland Marine)
Installation Floater
Who Needs Carpentry Business Insurance?
Examples of Carpentry Business Insurance Claims
Commercial General Liability, aka Slip and Fall
Worker’s Compensation
Property Damage
Even if you’re careful with your tools, someone wandering through your job site when you don’t expect them, or accidentally tripping over some of your supplies can lead to serious injury. Carpenter general liability insurance can help protect your business against any ensuing lawsuits from these injuries.
Frequently Asked Questions
Why Should You Get Insurance for Your Carpentry Business?
You’ll need to carry carpenter’s insurance for most jobs. Whether your client requests it or it’s part of your certification, carrying the right carpenter business insurance is the best way to protect your work. You’ve worked too hard to build your business and your reputation to lose your livelihood on a slip and fall injury, or a weather-related accident that destroys your tools.
What Can Affect the Price of Carpenter Business Insurance?
Your carpenter insurance rates can vary based on the type of work that you’re doing and the locations that you’re doing it in. If you’re doing interior work, your rates may be different than if you’re doing exterior work over 3 stories high. Your rates might also increase based on the number of workers you have with you, such as if they’re 1099 contractors or covered under W2.
When Should Carpenters Purchase Business Insurance?
Carpenters should purchase business insurance as soon as they go into business, and many licenses will require licensees to be insured in order to work. Even if that insurance coverage isn’t legally required, carrying insurance from day one makes sure that you won’t be held personally liable for accidents and injuries that can happen on the job site.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.