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Rated 5 stars
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Save up to 35% on smarter business insurance for Nail Salons
What is Business Insurance for Nail Salons?
Commercial General Liability and Commercial Property
Professional Liability
Crime Coverage/Employee Dishonesty
Who Needs Nail Salon Business Insurance?
Examples of Nail Salon Business Insurance Claims
Commercial General Liability
Professional Liability Insurance
Crime Coverage
A client is preparing to leave when they accidentally slip on a spill and take a hard fall on your tile floor. Nail salon commercial general liability insurance can protect in the event of a lawsuit from the client.
Frequently Asked Questions
Why Should You Get Nail Salon Insurance?
Nail salons can get busy, and as popularity grows that can mean increased revenues, nicer premises, more valuable equipment, more inventory, and so on. A legal claim can derail that growth, and the expense of a lawsuit for something avoidable can put a serious dent into profits. Nail salon insurance helps protect the business at every corner so that you can focus on growth.
What Can Affect the Price of Nail Salon Business Insurance?
The price of insurance can vary depending on what it is that you are looking to cover. A small salon with 2 chairs will pay a lower rate than a larger salon with 10 technicians and top of the line machinery. You can also obtain business interruption insurance, or coverage for all of the improvements and betterments that you are looking to put into your space if you are upgrading your salon.
When Should Nail Salons Purchase Insurance?
Nail salons should look to purchase insurance as soon as they begin providing service to the public. Any time there is interaction with public customers, a business runs the risk of property damage or a slip and fall, and those risks only grow as the business does. Establishing an early relationship with an insurer can make your coverage simpler, and even help keep premiums down. If you are renovating your space, speak with your broker about a ‘renovation rider’ or ‘course of construction’ coverage so that you can be properly covered during the construction period.