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Rated 5 stars
As Featured In
Rated 5 stars
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Quickest and easiest insurance I’ve ever gottenread more
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Save on smarter business insurance for Hair Stylists & Hair Salons
What is Business Insurance for Hair Salons?
Commercial General Liability/Commercial Property
Professional Liability
Crime Coverage/Employee Dishonesty
Who Needs Hair Salon Business Insurance?
Examples of Hair Salon Business Insurance Claims
Commercial General Liability
Professional Liability
Crime Coverage/Employee Dishonesty
While most people think of a parking lot slip and fall, with a hair salon those sorts of accidents are even more common unfortunately. Even if floors are cleaned and hair is swept regularly, there is always the risk of someone falling in the wrong place at the wrong time and injuring themselves in the process. Commercial general liability insurance is designed to help reduce this liability.
Frequently Asked Questions
Why Should You Get Hair Salon Insurance?
As a hair salon you have a business to protect. Lawsuits can cost a business time and money, neither of which are easy to recover without the proper insurance coverage. Having the right insurance protection not only helps make the business more legitimate, but offers protection to make sure that you’re not up all night worrying about the ‘what ifs’.
What Can Affect the Price of Hair Salon Business Insurance?
There are a number of variables that can affect the price of your insurance. A salon with 2 chairs will be paying different premiums than one with 10 chairs, and owners will pay differently for dedicated staff than if they are simply leasing chairs to independent contractors. The professional experience of your team members, including their years of work and the certifications that they possess may also impact your rates.
When Should Hair Salons Purchase Insurance?
While hair salons should be carrying insurance from the moment that they open their doors, the type of insurance may vary. If a hair salon is looking to renovate or expand, they may want to speak with a broker about a ‘renovation rider’ or ‘course of construction’ coverage while those renovations are taking place. There is also coverage for improvements or betterments available once the business is ready to re-open its doors.
