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Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
Save up to 35% on smarter business insurance for Hair Stylists & Hair Salons
What is Business Insurance for Hair Salons?
Commercial General Liability/Commercial Property
Professional Liability
Crime Coverage/Employee Dishonesty
Who Needs Hair Salon Business Insurance?
Examples of Hair Salon Business Insurance Claims
Commercial General Liability
Professional Liability
Crime Coverage/Employee Dishonesty
While most people think of a parking lot slip and fall, with a hair salon those sorts of accidents are even more common unfortunately. Even if floors are cleaned and hair is swept regularly, there is always the risk of someone falling in the wrong place at the wrong time and injuring themselves in the process. Commercial general liability insurance is designed to help reduce this liability.
Frequently Asked Questions
Why Should You Get Hair Salon Insurance?
As a hair salon you have a business to protect. Lawsuits can cost a business time and money, neither of which are easy to recover without the proper insurance coverage. Having the right insurance protection not only helps make the business more legitimate, but offers protection to make sure that you’re not up all night worrying about the ‘what ifs’.
What Can Affect the Price of Hair Salon Business Insurance?
There are a number of variables that can affect the price of your insurance. A salon with 2 chairs will be paying different premiums than one with 10 chairs, and owners will pay differently for dedicated staff than if they are simply leasing chairs to independent contractors. The professional experience of your team members, including their years of work and the certifications that they possess may also impact your rates.
When Should Hair Salons Purchase Insurance?
While hair salons should be carrying insurance from the moment that they open their doors, the type of insurance may vary. If a hair salon is looking to renovate or expand, they may want to speak with a broker about a ‘renovation rider’ or ‘course of construction’ coverage while those renovations are taking place. There is also coverage for improvements or betterments available once the business is ready to re-open its doors.
