You are hired by a local family to look after their animals while they away. They have two cats and a fish tank that you need to check on every day. You were running late and rushing to an important meeting with a prospective client. Upon leaving the house, you did not properly close or lock the door. Unfortunately, thieves broke in and stole all the furniture, valuables and electronics - since you failed to properly secure the house. Your Commercial General Liability policy can respond due to the property damage that was incurred as a result of your negligence in not properly securing the house.

You run a dog boarding business from your home; unfortunately, a fire destroys your equipment, supplies and computer. Your Commercial Property Insurance helps to replace the goods you need to run your business.