Smarter eCommerce Insurance
Save up to 35% on insurance for your eCommerce business
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Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
What Insurance Do I Need For an eCommerce Business?
Liability Insurance for eCommerce
Errors & Omissions
eCommerce Shipping Insurance
Who Needs eCommerce Business Insurance?
Examples of Retail eCommerce Business Insurance Claims
Commercial General Liability
Even if you think it’s impossible for someone to injure themselves using your product, think again. You may not be there to hold their hand as they learn how to use it, but if they use it properly and injure themselves, you can protect your business and yourself from liability. eCommerce product liability insurance provides protection for actual or alleged injuries so, no matter the reason someone is hurt, you are protected.
Frequently Asked Questions
Do eCommerce Businesses Need Insurance?
Other than being required by marketplace platforms or tools to carry insurance, it’s still a smart idea to have insurance for your eCommerce business. Between cyber risks and product liability issues, there are too many moving parts in eCommerce that you cannot control. What you can control is putting insurance policies in place that help limit your liability.
What Can Affect the Price of eCommerce Business Insurance?
The price of your insurance policy can be affected by factors like: what you are selling, whether you’re using any third-party manufacturing or shipping facilities, who you’re selling to, what countries you sell to. For example, a business that offers a web-based service from home may be low risk, but a business that sells and ships potentially dangerous goods using a third-party will likely pay a higher premium.
When Should eCommerce Businesses Purchase Insurance?
It’s always best to purchase business insurance as soon as you go into business, and to make your insurance policy a key part of your growth strategy. Your liability starts the minute that your business opens, especially if you’re dealing with the public and offering them products or services. You don’t want an accident to ruin your business, and you don’t want it to threaten your personal assets either.