Smarter Janitor & Cleaner Insurance

Janitors and cleaners often need insurance for their contracts, and many facilities will not hire cleaning companies who are not fully bonded and insured. Don’t lock yourself out of potentially lucrative opportunities because you did not fully protect your business. Remember too that subcontractors likely also need their own insurance, or need to be added onto yours if they’re performing work on your behalf.

Usually no - while there are cleaning companies that are gratefully handling sanitization as a result of the pandemic, they are unable to get communicable disease insurance coverage. Companies may be doing great work, but if they are going to guarantee that their work prevents a communicable disease like COVID-19, insurance will not be able to cover that claim.

The price of your insurance can depend on the work that you’re doing. For example, if you have teams that are working with heights, or assuming other workplace risks, that can alter your costs. Revenue can also make a difference - if the business has significant earnings, that may bump up your premiums.

It’s always easiest to purchase insurance early on when starting a business. When you’re doing all of your financial planning and strategy about how to get your business off the ground, insurance should be part of the conversation.