Smarter Amazon Insurance
Save up to 35% on insurance for Amazon sellers
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
How is Foxquilt's eCommerce Insurance Tailored for Amazon Sellers?
Amazon General & Product Liability Insurance
Who Needs Amazon Seller Insurance?
Amazon has recently required that any sellers who earn $10,000 per month in any given month are required to carry product liability insurance for their business. Even if your months typically fall under that number, if you have a single month over $10,000, you are now required to carry product liability insurance.
Recent reports from some vendors have noted that Amazon has already reached out to them requiring proof of insurance even if they haven’t yet surpassed the $10,000/month mark, so it's a smart move to already have liability insurance when selling products online.
Examples of Amazon Insurance Claims
Amazon Commercial General Liability
Amazon Product Insurance
Aside from Amazon's requirements to carry liability insurance, commercial general liability is a fundamental building block of insurance coverage to have for any business owner. CGL insurance can help cover the cost of legal fees or medical bills if your product causes a bodily injury or property damage - in addition to coverage for allegations of libel, slander, defamation and advertising injury.
Frequently Asked Questions
Are You Required to Have Amazon Seller Insurance?
Amazon requires their third party/FBA sellers to have Amazon product liability insurance coverage if they have $10,000 in sales in any given month. This is a recent update from their previous rule of having $10,000 in sales for 3 consecutive months. Some Amazon sellers have reported that they have even received notice requiring insurance coverage before they even hit the $10,000 threshold. Regardless of Amazon's requirements, it's still prudent to carry insurance as a business owner as it can extend to protect you from actual or alleged claims of damage/injury.
What Can Affect the Price of Amazon Insurance Services?
There are a couple factors that can affect the cost of your Amazon insurance policy; this includes: the type of products you're selling, the customers you're selling to and what countries they reside in and if you're using third-party manufacturers/shippers.
When Should Amazon Sellers Purchase Insurance?
Some sellers have reported that Amazon has already sent them letters requiring them to purchase liability insurance before they even hit the $10,000 sales limit so it's often recommended to be proactive instead of waiting for the notice from Amazon. This is especially the case if you know you may surpass Amazon's $10,000 limit soon - like during a Prime Day sale or in hot seasons like around the holidays. Even aside from that, we recommend any business owner to be insured as soon as they go into business; your liability starts as soon as your business opens, especially if you're selling a product or service to the public. Insurance is a key part of your growth and having a claim early on without the right coverage could stop your business in its tracks.