Smarter Insurance for Etsy Sellers
Save up to 35% on Etsy seller insurance
Rated 5 stars
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
How is Foxquilt's eCommerce Insurance Tailored for Etsy Sellers?
Etsy General & Product Liability Insurance
Who Needs Etsy Liability Insurance?
Currently, it's not required for Etsy sellers to have business insurance.
That being said, we still recommend any business owner - whether they have a brick-and-mortar business or if they're on a marketplace platform like Etsy - to have insurance. As soon as you start selling a product or a service to the public, you are open to liability. The reality is that, as a seller on Etsy, you can't always guarantee that a customer won't have an allergic reaction or accidentally damage something in their home - having business insurance gives you a way to mitigate that risk.
Examples of Etsy Insurance Claims
Etsy Commercial General & Product Liability
Unfortunately, you can't be there with every customer that buys one of your goods to make sure they're using it correctly or safely. Commercial General Liability can help provide coverage for the cost of legal fees or medical bills if your product causes a bodily injury or property damage; for example, if your homemade lotion gives a customer a bad allergic reaction or if someone alleges your candle started a fire in their home.
CGL can also help cover allegations of libel, slander, defamation and advertising injury.
Frequently Asked Questions
Are You Required to Have Etsy Seller Insurance?
Etsy does not currently require sellers to have business insurance, but we still highly recommend considering insurance regardless. A recent 2019 study has shown that the number of product liability claims has been increasing around 20% each year since 2011. Having insurance is a crucial step in protecting your business, your craft and its growth - especially if you're a new business owner. Having a claim early on in your online business without insurance could stop it in its tracks.
What Can Affect the Price of Etsy Liability Insurance?
Here are the factors that typically affect the cost of insurance for Etsy sellers: the type of products you sell, if you're using third-party manufacturing and/or shipping, the customers you sell to and where they live.