Workers Compensation

Smarter Workers’ Compensation Insurance

Save on your workers’ compensation insurance with Foxquilt’s competitive pricing

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Your employees are the backbone of a successful business which is why you’ll want to fully protect each of your workers with the benefits they need if they are injured on the job. Additionally, workers’ compensation is required in most US states so you’ll want to be sure you meet your state regulations as your business grows.

What makes Foxquilt different?

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Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

As a small business owner Foxquilt was perfect for my needs.read more

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Dan MacRiner
10/12/2021

I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more

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Manish Sharma
10/13/2021

I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more

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Coulter Wright
10/08/2021

Save up to 35% on smarter business insurance for Workers Compensation

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What is Workers’ Compensation Insurance for Businesses?

Workers’ compensation insurance (workman’s comp or workers’ comp) protects and supports your employees by providing benefits if they suffer a workplace injury or illness. Typically these benefits include:

  • Medical care
  • Lost wages due to time off
  • Permanent disability compensation
  • Retraining benefits
  • Death benefits

Examples of Workers’ Comp Insurance Claims

Medical Expenses

Permanent Injury

Retraining Benefits

Employee receiving treatment with a physician

Your office assistant unfortunately has been using improper typing techniques and develops carpal tunnel syndrome. Workers’ compensation insurance can help cover the costs of your employee seeking treatment with a physician and receiving a wrist splint, as well as the wages they lost while recovering.



Does Your State Require Workers' Compensation Coverage?

Laws around workers' compensation can vary from state to state.

Use the dropdown menu to check your state's regulations:

Alabama
Alabama

Alabama

Here’s what you need to know about Alabama’s workers’ compensation law:

Alabama workers’ compensation law requires all employers that regularly employ 5 or more employees to get workers’ compensation insurance coverage. This includes part-time workers, corporate officers and members of an LLC as employees.

Employees who are not required to have workers’ comp coverage include:

  • Domestic employees working in private homes
  • Farm workers
  • Casual employees, who don’t have guaranteed work hours
  • Municipalities with less than 2,000 residents

Source



Frequently Asked Questions

Does My State Require Workers’ Compensation Insurance?

What Can Affect the Price of Workers’ Compensation Insurance?

What Does Workers’ Compensation Cover?

Do I need Workers’ Compensation If I Am Self-Employed?

Does Workers’ Compensation Cover Subcontractors Working With Me?

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