South Carolina Small Business Insurance
Insurance customized for your Palmetto State small business
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for Small Business Owners in South Carolina
What Insurance Coverages Should South Carolina Small Businesses Have?
A good place to start for most small businesses in South Carolina is Commercial General Liability (CGL insurance). CGL is often seen as the core of a small business insurance policy since it provides protection for basic, common risks that a business may face - property damage and third-party injury. While it's not a requirement from South Carolina law to have CGL insurance as a a small business, it is frequently required by other aspects of business you'll likely encounter as your own business grows - such as contracts, landlords, events, vendors, etc.
Other coverages to consider are Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
An insurance coverage that is usually required in South Carolina, however, is Workers' Compensation (or Workers' Comp). This insurance coverage can assist with medical expenses, lost wages, and more if an accident happens during work. In South Carolina, if you have employees, Workers' Compensation insurance is most likely required by law for you to carry as a business owner. Check out our info on South Carolina's Workers' Compensation requirements by using our state checker.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for South Carolina Small Business Owners
For too long, business insurance has felt like a mystery - something you're eventually required to get but there's little to no support on the right next steps or how to easily navigate the process with speed. We decided to change that and give power back to small business owners.
Our Foxquilt platform helps you customize your policy so that you know you're paying for the coverages you actually need and not paying for a bloated policy. Plus, Foxquilt’s online quote and purchase process means that you can get your South Carolina business insured on your schedule - no matter waiting for calls back. Instead of days or weeks, it only takes around 10 minutes to quote, purchase, and be provided with your policy documents.
We even offer flexible payment plans and credit card payment at no extra cost so you can be in control of your finances.
We're all about giving you the tech tools to make insurance easy but our team still has your back! Hit “Need Help” and one of our Foxquilt experts will be happy to answer your questions.
Commercial General Liability Insurance Claim Examples
Slips and Trips
Property Damage
Workplace Injury
Someone on your team accidentally leaves a cord in a high-traffic area in your client's home, causing your client to trip and injure themselves
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in South Carolina?
Between waiting for calls, mail delivery, or email responses, some insurance providers could take days or even weeks to get your small business insured. With Foxquilt, the whole process takes around 10 minutes; yep, you even get your policy documents instantly in your email after purchasing! If your business is a little more complicated, one of our Foxquilt experts may need to reach out with some more questions but they will still work ASAP to get your South Carolina business insured.
Do you Need Business Experience to Get Insured in South Carolina?
It depends; some insurance providers prefer businesses with experience before insuring them. At Foxquilt, we believe new business owners deserve the peace of mind of protection too so no matter where you are in your business' growth, we're happy to support your South Carolina small business.
Where Can You Get Business Insurance in South Carolina?
In South Carolina, there are a couple places you can look for business insurance, such as online with digital insurers, local South Carolina agents, or with nearby financial institutions. With insurance, it's often recommended to shop around; you can try to research and get quotes from each of these options to see which fits your preferences and needs. Some things to consider are payment options, how long it'll take to be insured, and online capabilities offered.
How Do You Become an South Carolina Foxquilt Partner?
We always love teaming up with local agents, enterprises, and other tech solutions! If you have clients that you think would be a great fit for Foxquilt's insurance solution, let's chat about partnering: https://www.foxquilt.com/partnerships.html
