South Carolina Small Business Insurance

Insurance customized for your Palmetto State small business

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Rated 5 stars

With 500,000 small businesses in the Palmetto State of South Carolina, your small business is a vital part of the state's economy. Your business insurance should be just as important. No matter if you’re a small business employer, an owner/operator, or a subcontractor, insurance is a key part of running a business. That's where Foxquilt comes in! We make small business insurance easy, fast, and customizable.

What makes Foxquilt different?

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Tailored To Your Business

We offer exclusive policies customized to fit your business needs and goals as a business owner.

Create Your Policy In Just A Few Taps

When technology and human expertise combine, you get flexible and helpful insurance options - whenever, wherever!

Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more


Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more


Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more


Insurance for Small Business Owners in South Carolina

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What Insurance Coverages Should South Carolina Small Businesses Have?

A good place to start for most small businesses in South Carolina is Commercial General Liability (CGL insurance). CGL is often seen as the core of a small business insurance policy since it provides protection for basic, common risks that a business may face - property damage and third-party injury. While it's not a requirement from South Carolina law to have CGL insurance as a a small business, it is frequently required by other aspects of business you'll likely encounter as your own business grows - such as contracts, landlords, events, vendors, etc.

Other coverages to consider are Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.

An insurance coverage that is usually required in South Carolina, however, is Workers' Compensation (or Workers' Comp). This insurance coverage can assist with medical expenses, lost wages, and more if an accident happens during work. In South Carolina, if you have employees, Workers' Compensation insurance is most likely required by law for you to carry as a business owner. Check out our info on South Carolina's Workers' Compensation requirements by using our state checker.

Commercial General Liability

Commercial Property Insurance

Workers’ Compensation

How Foxquilt Insurance is Built for South Carolina Small Business Owners

For too long, business insurance has felt like a mystery - something you're eventually required to get but there's little to no support on the right next steps or how to easily navigate the process with speed. We decided to change that and give power back to small business owners.

Our Foxquilt platform helps you customize your policy so that you know you're paying for the coverages you actually need and not paying for a bloated policy. Plus, Foxquilt’s online quote and purchase process means that you can get your South Carolina business insured on your schedule - no matter waiting for calls back. Instead of days or weeks, it only takes around 10 minutes to quote, purchase, and be provided with your policy documents.

We even offer flexible payment plans and credit card payment at no extra cost so you can be in control of your finances.

We're all about giving you the tech tools to make insurance easy but our team still has your back! Hit “Need Help” and one of our Foxquilt experts will be happy to answer your questions.

Commercial General Liability Insurance Claim Examples

Slips and Trips

Property Damage

Workplace Injury

Client slips and breaks their hip

Someone on your team accidentally leaves a cord in a high-traffic area in your client's home, causing your client to trip and injure themselves

Frequently Asked Questions

How Long Does It Take to Get Business Insurance in South Carolina?

Do you Need Business Experience to Get Insured in South Carolina?

Where Can You Get Business Insurance in South Carolina?

How Do You Become an South Carolina Foxquilt Partner?

Let's Get You Started!

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