Ohio Small Business Insurance

Insurance customized for your small business in the Buckeye State

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Rated 5 stars

Did you know there's over a million small businesses in Ohio? The small business community makes up a crucial of Ohio's culture and economy. The insurance that protects your small business should be just as paramount. Regardless if you're an owner/operator, a subcontractor, or an employer, having comprehensive insurance is a major key to growing a small business. With Foxquilt, we help make that a reality without any of the hassle, long waits, or confusing info!

What makes Foxquilt different?

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Tailored To Your Business

We offer exclusive policies customized to fit your business needs and goals as a business owner.

Create Your Policy In Just A Few Taps

When technology and human expertise combine, you get flexible and helpful insurance options - whenever, wherever!

Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more


Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more


Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more


Insurance for Ohio Small Business Owners

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What Insurance Coverages Should Small Businesses in Ohio Have?

Commercial General Liability (or CGL insurance) is where, more often than not, where many Ohio small businesses start with their insurance. CGL is considered a foundational insurance coverage for small businesses since it provides coverage for some of the most common risks - third-party injury and property damage. Ohio law doesn't necessarily require business owners to carry Commercial General Liability but as your business grows, you'll come to find that many partners, landlords, trade shows, markets, and so on will require to see proof that you have this basic coverage.

As a small business owner, you may also want to consider having Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment - depending on your business needs.

An insurance coverage that is required by almost every US state is Workers' Compensation (or Workers' Comp); Ohio is no different! Worker's Comp helps with your team's medical costs, lost wages, and more if they get injured while working. For more info on Ohio's Workers' Compensation requirements, check out our state guidelines checker.

Commercial General Liability

Commercial Property Insurance

Workers’ Compensation

How Foxquilt Insurance is Built for Small Business Owners in Ohio

Foxquilt helps demystify business insurance and gives power back to small business owners. Our online platform allows you to answer a few questions and build a custom policy that you can purchase by yourself, whenever, wherever. Your policy documents get automatically sent to you by email as soon as you purchase - no more long waits or back-and-forth calls.

That's not all; we know cash flow is important for small businesses so Foxquilt also offers flexible payment plans and accepts credit card - fee-free.

We use tech to make insurance easier but we still believe in human touch; if you ever need help during your online application, just hit the "Need Help" button and one of our expert team members will assist you.

Commercial General Liability Insurance Claim Examples

Allergic Reaction

Property Damage

Workplace Injury

Client slips and breaks their hip

A visitor during a tradeshow stops by your booth to sample your handmade goodies but suddenly has an allergic reaction.

Frequently Asked Questions

How Long Does It Take to Get Business Insurance in Ohio?

Do you Need Business Experience to Get Insured in Ohio?

Where Can You Get Business Insurance in Ohio?

How Do You Become an Ohio Foxquilt Partner?

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