Smarter Commercial Auto Insurance
Drive smarter and save on your commercial auto business insurance. Foxquilt makes it easy with just a few clicks.
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Quickest and easiest insurance I’ve ever gottenread more
The form was easy to complete to get a quote...This was a quick and easy process, and the prices are fair and affordable. I'm really happy with the whole process.read more
So easy to get a quote and amazing prices. Would recommend to anyone trying to get your small business insurance for the first time.read more
Save on smarter business insurance for Commercial Auto
What is Commercial Auto Insurance?
Commercial Auto Insurance protects businesses from liability and physical damage claims resulting from vehicle-related incidents. This includes coverage for bodily injury, property damage, and legal defense costs - whether you're hauling products, transporting clients, or using fleet vehicles for service calls.
Who Needs Commercial Auto Insurance?
If your business relies on vehicles (whether for deliveries, mobile services, client visits, or transporting staff), Commercial Auto coverage is essential. It protects against financial risks like accident-related medical expenses, repair costs, and legal liability. Remember! Your personal auto insurance does not cover your vehicle(s) when they’re being used for business purposes, leaving you exposed if you don’t have commercial auto insurance in place.
Examples of Commercial Auto Insurance Claims
Collision Liability
Property Damage to Third Parties
Injury From a Business Vehicle
Your delivery van is involved in a collision at an intersection. The resulting damage and injury claims are covered.
Frequently Asked Questions
Why Should You Get Commercial Auto Insurance Coverage?
Without coverage, your business could face crippling liability costs from accidents or injury claims. Reminder that relying on personal auto insurance isn’t enough! A personal policy will not cover accidents that happen when your vehicle is being used for business.
What Can Affect the Price of Commercial Auto Insurance?
Premiums may vary based on factors like the number and type of vehicles, your driving record, vehicle usage, business revenue, and driver experience.
When Should Businesses Purchase Commercial Auto Insurance?
As soon as your business starts utilizing vehicles, you’re exposed to risk. Early coverage can lower costs and help build a strong insurer relationship. Don’t wait until you realize your personal policy won’t respond; get commercial coverage before you hit the road for work!
