Health Care, Wellness, & Allied Professional Insurance
Commercial General Liability built and priced for therapists, counselors, and allied health professionals, in a digital experience you'll love.
Backed by industry leaders
Why do health care, wellness, and allied professionals need insurance?
People come to you for care, in clinics, treatment rooms, and their own homes. Commercial General Liability is the policy for the everyday risks around that work, like a patient slipping in your waiting room or damage you cause on a home visit.
It can cover the claim and the legal defense, which is why most clinics, landlords, and health networks want your certificate on file before you start.
What does health care, wellness, and allied professional insurance cover?
01 / 04What makes Foxquilt's health care, wellness, and allied professional insurance different?
Built for every kind of care provider
From physiotherapists to counselors and lactation consultants, choose the profession that matches your work, and get priced for what you actually do.
Completely digital, start to finish
Quote and buy from your phone, between appointments, or after your last client of the day, on your own or with our team.
Instant policy documents
Policy docs and your COI arrive by email the moment you buy. Proof of insurance when your clinic or landlord asks, no sweat.
Foxquilt's health care, wellness, and allied professional insurance is built for…
Don't see your profession? We write Commercial General Liability for over 500 professions.
Answers in, certificate out.
A few questions, no paperwork.
Concise but thorough, we ask what we need to ensure your policy is actually designed to protect what you do. No confusing forms, no waiting on someone to get to it Monday.
A real price you can buy on the spot.
Your quote is priced instantly with the limits your clinics, landlords, and networks ask for. Choose a payment plan that works for you and pay online to put the coverage in force.
Policy docs, straight to your inbox.
Your policy documents and Certificate of Insurance are emailed the moment you buy, so your clinic has proof of coverage before your first appointment.
What other coverages do health care, wellness, and allied professionals need?
Errors & Omissions
For the advice, coaching, and expertise side of your work: claims of financial loss caused by the guidance or service you provided.
See E&O Coverage →Can cover medical care and lost wages when one of your own employees, like a receptionist or assistant, is hurt on the job. Required in most U.S. states the moment you hire your first employee.
Learn More→Can cover the vehicles you drive to home visits and between clinics. Your personal auto policy very likely excludes business use.
Learn More→Can cover a breach of patient or client data, a ransomware lock-out on your booking system, or a payment wired to a fraudster.
Learn More→Can cover your own gear, like treatment tables, equipment, and office furniture. CGL only covers other people's property, so this is the other half of the pair.
Learn More→It depends on your profession, your revenue, and where you work. The quote you see online is the real price, not an estimate we revise later.
No. Commercial General Liability covers third-party injuries and property damage around your work, like a patient slipping in your waiting room. Claims that come from the care or treatment you provide need separate Professional Liability coverage. You may be eligible to get CGL and E&O (Professional Liability) insurance online in the same easy, instant application.
Depending on where your business is located and the work that you do, coverage limits available to you range from $1,000,000 to $5,000,000.
Your first COI is emailed the moment your payment clears. After that you can issue a new one yourself - including naming an additional insured - in about a minute, as many times as you need, at no charge.
Yes, and we don't charge for it. Add them during the application or any time after, then download the certificate showing them named.
Usually, yes. A homeowner's policy won't respond to a business claim, and a solo practitioner faces the same slip-and-fall and damage claims a large clinic does. Most clinics and landlords require it in writing before you begin.
Yes. Pay the annual premium up front, or spread it across monthly installments at checkout. Either way, coverage starts as soon as the first payment is confirmed.
What real small business owners say after choosing Foxquilt.
The process was smooth and simple. In addition to that, they offered the best coverage out of all of the other companies I researched.
I've been a client at Foxquilt for the past year, having switched my business insurance over because of their affordable rates and seamless service. I recently had to file a claim and couldn't be more pleased with the care and service that Nick offered in the process. Thanks to him, things got resolved quickly and easily. Happy to have landed at Foxquilt.
Foxquilt gets me the insurance on time to get the job!
Get your health and wellness quote in under ten minutes.
Answer a few questions about your practice and get your certificate straight to your inbox today.