Virginia Small Business Insurance

Insurance built for your Old Dominion state small business

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Rated 5 stars

With over 800,000 small businesses thriving in the Old Dominion State, your business is a vital cornerstone of Virginia's economy and culture. The insurance that safeguards your business should be a priority too. Whether you operate as an employer, subcontractor, or owner/operator, insurance is essential for fostering the growth of your small business. At Foxquilt, we simplify the process of tailoring your insurance coverage to suit your evolving needs, all through a convenient online platform.

What makes Foxquilt different?

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Tailored To Your Business

We offer exclusive policies customized to fit your business needs and goals as a business owner.

Create Your Policy In Just A Few Taps

When technology and human expertise combine, you get flexible and helpful insurance options - whenever, wherever!

Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more


Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more


Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more


Insurance for Virginia Small Business Owners

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What Insurance Coverages Should Small Businesses in Virginia Have?

Commercial General Liability (CGL insurance) serves as the foundation for almost all small business insurance in Virginia. This coverage is fundamental as it shields businesses from common risks such as third-party injury and property damage. While not mandated by Virginia law, acquiring CGL insurance becomes essential as your business grows, especially for key milestones like signing leases, participating in trade shows, or entering online marketplaces.

You may also want to consider these coverages: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.

Although you're not obligated to carry Commercial General Liability in Virginia, you'll likely be required to have Workers' Compensation (Workers' Comp). This coverage provides crucial support to your team by covering medical expenses, lost wages, and more in case of work-related injuries or illnesses. Explore our resources on Virginia's Workers' Compensation requirements through our state checker tool.

Commercial General Liability

Commercial Property Insurance

Workers’ Compensation

How Foxquilt Insurance is Built for Virginia Small Business Owners

Business insurance has been a time-consuming and perplexing process for too long. Foxquilt is revolutionizing this by empowering small business owners to customize and purchase their insurance entirely online.

Through our intuitive online platform, you can effortlessly tailor your insurance policy to suit your specific needs. By answering a few simple questions, our system will generate a personalized policy, ensuring you're fully protected without unnecessary coverages. Plus, there's no need to wait for emails or callbacks — you can instantly receive a quote, purchase your insurance, and get your policy documents over email immediately.

At Foxquilt, we understand that cash flow is key for small business owners. That's why we offer flexible payment plans and accept credit cards at no additional cost!

If you ever require assistance while navigating our application, simply click on "Need Help," and one of our expert team members will promptly assist you.

Commercial General Liability Insurance Claim Examples

Client Injury

Property Damage

Workplace Injury

Client slips and breaks their hip

While cleaning a client's windows, something falls from your ladder injuring someone below.

Frequently Asked Questions

How Long Does It Take to Get Business Insurance in Virginia?

Do you Need Business Experience to Get Insured in Virginia?

Where Can You Get Business Insurance in Virginia?

How Do You Become a Virginia Foxquilt Partner?

Let's Get You Started!

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