Texas Small Business Insurance

Insurance built for your Lone Star small business

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Rated 5 stars

In Texas, the Lone Star State, over 3 million small businesses thrive, each contributing significantly to the state's economy and culture. The insurance that protects your small business should be as equally important! Whether you're an employer, subcontractor, or owner/operator, insurance is essential for the growth of your small business. Foxquilt streamlines this process, allowing you to customize and adapt your insurance entirely online to meet your unique business needs.

What makes Foxquilt different?

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Tailored To Your Business

We offer exclusive policies customized to fit your business needs and goals as a business owner.

Create Your Policy In Just A Few Taps

When technology and human expertise combine, you get flexible and helpful insurance options - whenever, wherever!

Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more


Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more


Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more


Insurance for Texas Small Business Owners

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What Insurance Coverages Should Small Businesses in Texas Have?

Commercial General Liability (or CGL insurance) is often the first type of coverage small businesses in New Jersey acquire. That's because this essential insurance protects against common risks, like third-party injury and property damage. While Texas law does not require CGL insurance, you'll often need to provide proof of it as your business grows, like when you're signing a lease, participating in trade shows, or joining online marketplaces.

You might also want to consider adding on other coverages like: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.

Texas is actually the only state in the US that does not require its businesses to carry Workers' Compensation insurance (or Workers' Comp). That being said, Workers' Comp is still a hugely crucial coverage for your team and you. This coverage provides vital support to your employees by helping with their medical costs, lost wages, and other expenses if they're injured or become ill while on the job. For more information, check out our Workers' Compensation insurance page.

Commercial General Liability

Commercial Property Insurance

Workers’ Compensation

How Foxquilt Insurance is Built for Small Business Owners in Texas

Traditional business insurance processes can be time-consuming and confusing. Foxquilt is changing that by allowing small business owners like you to customize and purchase insurance entirely online!

With our streamlined platform, you can easily tailor your insurance policy to your unique, specific needs. By answering just a few questions, our online system will provide you a customized policy, ensuring that you're fully protected without forcing you to pay for unnecessary coverages. Plus, there's no need to wait for emails or callbacks—you can instantly obtain a quote, purchase your insurance, and receive your policy documents over email immediately.

Foxquilt understands that cash flow is vital for small business owners. That's why we offer flexible payment plans and accept credit cards at no additional charge.

If you ever need assistance while using our platform, simply click "Need Help," and one of our expert team members will promptly give you a hand or help answer any questions you might have!

Commercial General Liability Insurance Claim Examples

Client Injury

Property Damage

Workplace Injury

Client slips and breaks their hip

You're giving out samples at a farmer's market but a passerby doesn't realize your product has nuts in it and has a severe allergic reaction that requires hospitalization.

Frequently Asked Questions

How Long Does It Take to Get Business Insurance in Texas?

Do you Need Business Experience to Get Insured in Texas?

Where Can You Get Business Insurance in Texas?

How Do You Become a Texas Foxquilt Partner?

Let's Get You Started!

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