New Jersey Small Business Insurance

Insurance built for your Garden State small business

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Rated 5 stars

In the Garden State of New Jersey, there are over a million small businesses, each playing a vital role in the state's economy and culture. The insurance that safeguards your small business should be just as vital. Whether you operate as an employer, subcontractor, or owner/operator, insurance is indispensable to grow your business. Foxquilt simplifies the process by giving you the ability to customize your insurance and adapt to the needs of your business, entirely online.

What makes Foxquilt different?

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Tailored To Your Business

We offer exclusive policies customized to fit your business needs and goals as a business owner.

Create Your Policy In Just A Few Taps

When technology and human expertise combine, you get flexible and helpful insurance options - whenever, wherever!

Only Pay For What You Need

Our quotes let you save up to 35% on your premiums and trim down your policy to only the coverage details that will benefit your business.

Rated 5 stars by business owners

See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.

Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more


Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more


Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more


Insurance for New Jersey Small Business Owners

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What Insurance Coverages Should Small Businesses in New Jersey Have?

Commercial General Liability (or CGL insurance) serves as the primary starting point for most small businesses in New Jersey. This coverage is fundamental as it shields against some of the most common risks faced by business owners, including third-party injury and property damage. While it's not mandated by New Jersey law to carry CGL insurance, you'll come to find that you'll frequently be asked for proof of it as your business expands like when you sign a lease, participate in trade shows, or join online marketplaces.

Some additional coverages you may want to explore: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.

While you're not obligated by law to have Commercial General Liability isn't obligatory in New Jersey, you will likely be required by the state to have Workers' Compensation insurance (Workers' Comp). This coverage provides vital support to your team by covering their medical costs, lost wages, and other expenses if they're injured or become ill due to their work. For more information on New Jersey Workers' Compensation requirements, check out our state checker tool.

Commercial General Liability

Commercial Property Insurance

Workers’ Compensation

How Foxquilt Insurance is Built for New Jersey Small Business Owners

Traditional business insurance processes have often been time-consuming and confusing. Foxquilt is revolutionizing this by empowering small business owners, like you, to customize and purchase their insurance - entirely online!

With our streamlined online platform, you can effortlessly tailor your insurance policy to your specific needs. By answering just a few questions, our system will generate a customized policy, making sure you're fully protected without unnecessary costs. Plus, there's no need to wait for emails or callbacks—you can instantly obtain a quote, purchase your insurance, and receive your policy documents over email immediately.

At Foxquilt, we understand that cash flow is vital for small business owners. That's why we offer flexible payment plans and accept credit cards at no additional charge.

Should you ever require assistance while using our platform, simply click "Need Help," and one of our expert team members will promptly assist you!

Commercial General Liability Insurance Claim Examples

Client Injury

Property Damage

Workplace Injury

Client slips and breaks their hip

One of your handmade soaps causes an allergic reaction in a client.

Frequently Asked Questions

How Long Does It Take to Get Business Insurance in New Jersey?

Do you Need Business Experience to Get Insured in New Jersey?

Where Can You Get Business Insurance in New Jersey?

How Do You Become a New Jersey Foxquilt Partner?

Let's Get You Started!

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