Unexpected Events – What is and isn’t typically covered in Home Insurance

Insurance was created to help protect people from the negative impacts of unexpected events. Canadian homeowners are faced with these events on a daily basis, from something as simple as a pipe bursting to a much larger event, such as a natural disaster like a tornado in Ottawa or a wildfire in British Colombia.

When it comes to unexpected events that are typically covered under insurance, here are some examples:

>fire including wildfires

>wind-related weather including storms, tornadoes and hurricanes

>ice and hail



>water damage from inside your home (for example, from a broken pipe)

These are just some of the things that an insurance policy would typically cover. However, there are some unexpected events that usually aren’t covered in your insurance policy, such as earthquakes, floods or landslides. Also, home insurance policies are not meant to cover general maintenance of properties or possessions, such as repaving your driveway or fixing a worn-out floor.

Every home insurance policy is slightly different so it is important to know what is and isn’t included when you shop around and select the right insurance for you.

Foxquilt has worked with Canada’s leading Insurance companies to create Home Insurance solutions that are tailored to the communities that you belong to. Get to know more about which home insurance policy is right for you and get a quote today at http://join.foxquilt.com.

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